Privacy Policy

Youngs Capital School of Investment and Trading (Pvt) Ltd (YCSIT)
Version: 01
Effective Date: 12 January 2026

1. Introduction

This Privacy Policy explains how Youngs Capital School of Investment and Trading (Pvt) Ltd ("YCSIT", "the Institute", "we", "us", "our") collects, uses, stores, and protects personal information of students, trainees, website visitors, and program participants ("you", "your").

We are committed to safeguarding personal data in accordance with:

The Personal Data Protection Bill of Pakistan (when enacted)
The Prevention of Electronic Crimes Act, 2016
Applicable educational, cybersecurity, and data protection standards

2. Information We Collect

Personal Identification: Full name, CNIC/Passport, date of birth, gender.
Contact Information: Phone number, email address, residential address.
Academic Information: Educational background, certifications, assessments, attendance records.
Payment Information: Fee receipts, transaction references (no card data stored).
Technical Data: IP address, device type, browser, cookies, LMS usage logs.
Communication Records: Emails, calls, messages, support tickets.

We collect only information necessary for academic administration, compliance, and service delivery.

3. Use of Information

Student registration, verification, and certification.
Academic record management and assessment.
Communication of schedules, results, policy updates, and institutional notices.
Fee processing, refunds, and accounting compliance.
Security, fraud prevention, and system improvement.

We do not sell or commercially exploit personal data.

4. Data Sharing

Government or regulatory authorities when legally required.
Examination bodies, accreditation partners, or certification verifiers.
Technology service providers (LMS, cloud storage) under strict confidentiality.

No data is shared for marketing without explicit consent.

5. Data Security

Secure servers and encrypted databases.
Access control, authentication, and monitoring systems.
Regular security audits and backups.

Reasonable technical and organizational safeguards are applied to prevent unauthorized access, loss, or misuse.

6. Data Retention

For the duration of enrollment and certification validity.
For regulatory, academic, and legal record-keeping purposes.

Data is securely deleted or anonymized after statutory retention periods.

7. Your Rights

Access your personal data.
Request correction of inaccurate records.
Request deletion, subject to legal and academic retention rules.
Withdraw consent for optional communications.
File a complaint with relevant data protection authorities.

8. Cookies & Digital Tracking

Enable secure login and session management.
Analyze anonymized usage for academic improvement.
Enhance user experience.

You may control cookies through browser settings.

9. Data Breach Notification

Affected individuals will be informed promptly.
Relevant authorities will be notified in accordance with law.

10. Policy Updates

This Privacy Policy may be updated to reflect legal, technological, or institutional changes. The latest version will be published on official platforms.

11. Contact Information

Youngs Capital School of Investment and Trading (Pvt) Ltd
Phone: +92 339-4403186
Office Hours: Monday to Friday, 9:30 AM – 5:30 PM (PKT)
Email: youngscapitalpk@gmail.com